Cardonebanking is an independent, FCA authorised company that has been
providing current accounts and payment services since 2007.
We are experts in providing accessible but highly functional current accounts
not only for personal account customers, but for small businesses as well.
With no credit checks, no branch visits or signatures required, we open
accounts more quickly and with less fuss than the high street banks.
We have opened 80,000 accounts and processed over £3 billion
of customer's money
A wealth of knowledge
Our Directors have over 40 combined years of knowledge at some of the world's
leading financial institutions including Morgan Stanley, MBNA and Bank of Scotland.
This knowledge has allowed them to produce a secure, easy to use product packed full
of features - just what you're looking for in your current account.
CardOneBanking is a trading style of Spectrum Card Services Limited (Registered in
England and Wales No. 6052256) which is a registered agent of Spectrum Payment
Services Limited (Registered in England and Wales No. 6268340). Spectrum Payment
Services Ltd is authorised by the Financial Conduct Authority under the Payment
Service Regulations 2009 No. 504547 for the provision of payment services
Please note: The CardOneBanking business account doesn't come with a cheque book.
*Operator charges may apply. †Bouncing a payment means rejecting
**Subject to identification, residency and company checks. Insolvency status of
company is checked. We may need to contact you for additional information or identification.
Maximum £2million per annum turnover - see
Terms and Conditions for a list of exclusions
***This product is not covered by the Financial Services Compensation Scheme. Please
see FAQ section for more information
****ATM charges may apply.
CardOneBanking is a trading style of Spectrum Card Services Limited (Registered
in England & Wales No. 6052256), which is a registered agent of Spectrum Payment
Services Limited (Registered in England & Wales No. 6268340) under the FCA's Payment
Services Regulations 2009. Registered Office: 24 Nicholas Street, Chester CH1 2AU.
Spectrum Payment Services Limited is authorised by the Financial Conduct Authority
under the Payment Service Regulations 2009 No. 504547 for the provision of payment
Mastercard is a registered trademark of Mastercard International Incorporated. The
Card is issued by Wirecard Card Solutions Ltd ("WDCS") pursuant to licence by MasterCard
International Inc. WDCS is authorised by the Financial Conduct Authority to conduct
electronic money service activities under the
Electronic Money Regulations 2011 (Ref: 900051) ©2013
All rights reserved.