Complete your application online in less than 10 minutes with no branch visits required. Most accounts opened within 3 hours.
Keep tabs on your account 24/7
You can access your account online 24/7/365 using our state-of-the-art online banking
It's fast and secure and gives you the ability to manage your finances whenever you like.
Manage your account by text
If you need a balance or would like to transfer funds you can do so 24/7 simply by sending a text message.
Receive free* text alerts:
We can help you manage your money
Your credit history is of no concern to us, in fact we like to help people who've had financial problems in the past.
We will check that your business is not going through or about to enter into an "Insolvency Event". For a full definition of "Insolvency Event", please see our Terms and Conditions
We won't charge you if you can't make a payment
cardonebanking won't charge you if you can't afford to make a payment which you've set up. Instead we'll notify you by text message a few days before your payment is due to be sent so that you can pay money in should you want to.
If you don't have enough money in your account to send a payment; we don't send it. And we certainly won't charge you for the privilege.
Your call is answered within seconds by one of our dedicated team
We're extremely proud of our call centre staff.
Our call centre is based in the UK and what's more we answer the phone, on average, in just 4 seconds!
So you’'ll not be kept waiting when you need to speak to us.
We don't usually need more than 5 days to open an account and we won't need to visit your business premises
If your company is a small business or partnership registered in the UK, or if you are a sole trader resident in the UK and aged 18 or over then this account is open to you**.
We don't perform any credit checks on the owners or directors, but we will need to confirm ID and residency. We will also carry out extensive checks on your business to ensure we comply with Anti Money Laundering and other regulations.
Our Bill Payment Service allows you to take the worry out of paying your bills. You just tell us what needs paying and when and we make sure your payments are set up.
Manage your cash-flow and keep tabs of what's going in and out of your account. With cardonebanking you receive free text alerts and can check your balance 24/7 both online and via text.
News about branch banking: please click here
A cardonebanking Business Account is a business current account designed specifically for small businesses.
cardonebanking offers an easy to use online business current account. Even with bad credit you can now get a business current account with SMS, Phone and Online Access. Our online payment system will help you manage your money so you can keep track of your bills, invoice receipts and wages.
A no credit check** account designed with you in mind.
For more information email us at firstname.lastname@example.org
Please note: The CardOneBanking business account doesn't come with a cheque book.
*Operator charges may apply. †Bouncing a payment means rejecting a payment.
**Subject to identification, residency and company checks. Insolvency status of company is checked. We may need to contact you for additional information or identification.
Maximum £2million per annum turnover - see Terms and Conditions for a list of exclusions
***This product is not covered by the Financial Services Compensation Scheme. Please see FAQ section for more information
****ATM charges may apply.
CardOneBanking is a trading style of Spectrum Card Services Limited (Registered in England & Wales No. 6052256), which is a registered agent of Spectrum Payment Services Limited (Registered in England & Wales No. 6268340) under the FCA's Payment Services Regulations 2009. Registered Office: 24 Nicholas Street, Chester CH1 2AU. Spectrum Payment Services Limited is authorised by the Financial Conduct Authority under the Payment Service Regulations 2009 No. 504547 for the provision of payment services.
Mastercard is a registered trademark of Mastercard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd ("WDCS") pursuant to licence by MasterCard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051) ©2013 All rights reserved.